Overall Score | 4.3 |
Savings | 3.5 |
Checking | 5.0 |
Money Market | 4.0 |
Customer Service | 4.5 |
Mobile App | 4.5 |
Capital One | Ally Bank | |
---|---|---|
Current Promotion - | Online Savings Account - 0.60% APY - | |
Benefits and Features | ||
Savings | ||
CD | 0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20% | 0.20% to 1.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.65% |
Checking | 0.10% APY under $15,000; 0.25% APY $15,000 or more | |
Customer Service | ||
ATMs | Over 40,000 no-fee Capital One & Allpoint ATMs | Over 43,000 no-fee Allpoint ATMs |
Locations | ||
Capital One: Pricing information from published website as of 10/22/2020. Ally Bank: Pricing information from published website as of 10/22/2020. |
Capital One | Synchrony Bank | |
---|---|---|
Current Promotion - | High Yield Savings - 0.65% APY - | |
Benefits and Features | ||
Savings | 0.65% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle | |
CD | 0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20% | 0.25% to 0.90% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. |
Customer Service | Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) | |
ATMs | Over 40,000 no-fee Capital One & Allpoint ATMs | Any ATMs with Plus or Accel logos |
IRA CD | 0.20% to 0.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 0.20%. | 0.25% to 0.90% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. |
Locations | ||
Capital One: Pricing information from published website as of 10/22/2020. Synchrony Bank: Pricing information from published website as of 10/22/2020. |
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